Category: South Florida

Understanding Extended Replacement Cost Coverage   Property insurance is essential to protect your home or business from damage and natural disasters. There are many types of policies and coverage options that you can choose from depending on your needs and budget. One crucial coverage type you should consider is extended replacement cost coverage. This coverage…

What to Expect When Making a Fire Loss Insurance Claim   If you experience a fire loss, it can be an incredibly stressful and frightening experience. In addition to the direct physical damage caused by the fire, there can also be unexpected damages that are often overlooked during the claims process. To ensure you get…

Working with Preferred Contractors: Is Your Insurance Company’s Recommendation Reliable?   When you have a claim, your insurance company may recommend a contractor or public claims adjuster to help you. While having an insurance company’s recommendation can be helpful, it’s important to be sure that the contractor is reliable and trustworthy. In this blog post,…

The Role of Insurance Adjusters in Natural Disasters   Natural disasters can be devastating for homeowners and businesses alike. Thousands of dollars in damages can occur within minutes due to hurricanes, tornadoes, wildfires, and more. What happens when these disasters hit, and how can insurance adjusters help? In this blog post, we’ll be discussing the…

Understanding Homeowners Insurance Coverage for Wildfire Damage   There is no doubt that wildfires are a devastating force of nature that can wreak havoc on your home and property. While you can take measures to prevent them, you can’t always predict or stop them from happening. That’s why homeowners insurance coverage becomes essential in protecting…

What Type of Damage is Covered Under Homeowners Insurance?   Home is where the heart is, but it is also one of the largest investments that you will ever make. As a homeowner, you could be vulnerable to various unfortunate events like theft, fire, natural disasters among others. When such events occur, they can cause…

The Top Qualities of a Successful Loss Adjuster   Losing your property to natural disasters or accidents can be an overwhelming experience for anyone. The process of filing claims and dealing with insurance adjusters may seem exhausting, especially when you’re already dealing with the stress of the loss. This is where a loss adjuster comes…

Understanding Reservation of Rights, Denial of Coverage & Non-Waiver Agreements   You’ve just received a letter from your insurance company denying coverage for a certain claim. It also contains an agreement called “reservation of rights”. It’s important to understand what these terms mean and how they might affect you before you take any further action.…

What You Need to Know About Mold from Water Damage Water damage can happen to anyone, and it can be difficult to deal with on your own. But what many people don’t realize is that water damage can also lead to mold growth, which can cause health problems and be difficult to remove. If you’re…

The Trickiest Part About Water Damage Claims   Dealing with water damage in your home or business can be a nightmare. Not only can it damage your property and possessions, but it can also lead to serious health problems if not properly addressed. Unfortunately, the process of filing a water damage claim with your insurance…